One simple funnel. Four powerful moves.

See Your Real Dealer Score.
Boost It. Fix It. Get Approved.

The Auto Score Logic™ Credit Playbook turns a confusing process into four clear steps: see what dealers see, build positive history, remove negatives, and talk to a real human.

Soft pull only Real dealer auto score No upfront fees Free 15-minute call
① Start Step 1 – Get My Real Dealer Score 📞 Or Book Free Call First

Step 1

Get Your Real Dealer Auto Score (Soft Pull Only)

This is not Credit Karma. We show your real FICO Auto Score 8/9 — the same score most dealers use to approve you and set your interest rate.

Soft pull only. No impact to your credit. By submitting, you authorize us to retrieve and show your dealer auto score and contact you about your results.

Step 2

Boost Your Score with Kikoff – Just $5/Month

Once you know your score, the next move is to add positive history. Kikoff is a low-cost credit builder tradeline designed for people starting or rebuilding credit.

How Kikoff fits into your plan

Kikoff gives you a $750 line that reports as an active tradeline. Each on-time $5 payment helps build a stronger profile over time — especially helpful if you have a thin file or past negatives.

  • • No hard credit check; designed for rebuilding.
  • • Reports monthly to major credit bureaus.
  • • Average user sees around +84 points in Year 1.
  • • Simple monthly payment that fits almost any budget.
② Start Kikoff Credit Builder – $5/month Learn more about Kikoff

This is an affiliate link. We may receive compensation if you sign up with Kikoff through our link. Typical results may vary and are not guaranteed.

+84
Average points gained by many users in the first 12 months of on-time payments.
1.2M+
Active Kikoff users currently building credit history.
4.9★
Average rating across major app stores.
$5
Simple monthly payment designed to be easy to keep on time.

Step 3

Fix Negative Items and Clean Up Your Reports

This is where you go after the big wins: removing collections, late payments, charge-offs, repos, and more where they’re inaccurate, incomplete, or unfair.

Start Your Free Credit Repair Intake

Takes about 5 minutes. Your info is encrypted. We use it only to review your case and build your plan — no upfront fees just to talk.

Upload a clear photo or scan of your driver’s license Required
Upload a recent utility bill or bank statement with your address Required
Upload your most recent full credit report (all 3 bureaus if possible) Required

No upfront fees. By submitting, you authorize us to review your credit information and contact you about potential strategies and services. Results vary and are not guaranteed.

Step 4

Book Your Free 15-Minute Credit Strategy Call

Want to talk through your plan with a real human before you move forward? Book a quick, no-pressure call. We’ll walk through your score, your goals, and your next 30–90 days.

Pick a time that works for you

Free 15-minute consultation

Real stories from people who used this playbook

Before and after credit moves

★★★★★

"Saved me $4,800 on my truck once I knew my dealer score."

— Marcus T.
★★★★★

"Bankruptcy removed, then used Kikoff and a few months later I was approved at 4.9%."

— Latoya W.
★★★★★

"7 collections gone in 38 days and my score jumped over 100 points."

— Kevin D.
★★★★★

"From 582 to 698 in 9 months. Best $5/month play plus real dispute help."

— Tyrone M.
★★★★★

"They actually explained my options in plain English on the free call."

— Tasha R.

FAQ

Frequently Asked Questions

Everything you need to know about your dealer score, boosting with Kikoff, and how our repair process works.

Auto Score Logic – Free Dealer Score Check

Yes — it’s 100% free. It’s a soft pull only, with no hard inquiry and no credit card required.
No. We only use a soft inquiry to view your information. Soft pulls have zero impact on your credit score.
Credit Karma shows consumer scores (like VantageScore). We show your real dealer auto score — FICO Auto Score 8/9 — which is what many car dealerships and auto lenders actually use.
It usually takes about 2 minutes. Once you enter your information, your results are generated almost instantly.

Kikoff Credit Builder – Boosting Your Score

Kikoff reports a $500–$750 revolving credit line to the major credit bureaus every month, helping you build positive payment history. Many users see meaningful score increases over 12 months of consistent, on-time payments.
Yes. Kikoff is designed for people starting or rebuilding credit. There’s no traditional credit check and no hard pull. Approval is designed to be automatic for eligible users.
Yes. You can cancel anytime through the Kikoff app or account portal. There are no cancellation fees.

Credit Repair – Removing Negative Items

Most clients see their first removals within 30–60 days, and some see results as fast as 14 days. Timelines can vary depending on the bureaus, creditors, and the type of items on your report.
No — we do not charge upfront fees for intake. Your initial intake is 100% free. You only pay if we take your case under our service terms and work to get results.
We work on collections, late payments, charge-offs, bankruptcies, repossessions, inquiries, judgments, tax liens, and more — as long as we can challenge them as inaccurate, incomplete, outdated, or unfair under applicable laws and reporting guidelines.
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